Hello Cathy,

You’ve made some good points. No one likes to pay taxes. I wish it were different, but it comes with earning a good living. Unfortunately, medical insurance keeps a lot of people enslaved to their job. If insurance is a burden, perhaps your state has a fund that could help with that. We stay debt free by paying cash for everything. If we don’t have the cash, we don’t buy it until we do. We have an emergency fund for breakdowns. We don’t replace things just because they are old and have depreciated. Essentially it’s a lifestyle choice and a mindset. We’ve had debt, and never want to go that route again.

All my best,
Marlene, Yoga Woman

I love your attitude! You are so right. Be content with what you have. Thank you for sharing your experience with us. All the best to you and your husband.

Best,
Marlene, Yoga Woman

Hi Victoria!

It sounds like your job is very stressful. Unfortunately, medical insurance has a lot of people over a barrel. Health care costs are insane! However, I think you’re on the right track with making your health a priority in doing what you can to maintain your best health. I don’t know your medical needs, but you can file for Medicare at age 65. This may help with your financial situation. Although, SS will deduct the costs of Part B from your benefits. Hope it all works out for you soon!

Thanks for stopping by!

Best,
Marlene, Yoga Woman