In a world where the average baby boomer enters retirement with mortgage payments, car notes, credit card debt, and sometimes student loans, debt-free retirees are free from the burden and struggle that debt can cause. Living debt-free is liberating but requires certain traits such as (Learn more!)
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Are you Afraid to Retire? Conquer Peer Pressure!
Are you afraid to retire because of peer pressure? Unless you’ve learned to successfully conquer peer pressure, you are still conforming to its negative ideology, including behaving in ways that your peer group thinks you should about your retirement. Before the peer group, your life (Learn more!)
How to Solve the Poverty Consciousness Trap in Retirement
Poverty consciousness, also known as scarcity mindset, is the belief that you’ll never have enough money, or that the flow of money is limited. It’s the subtle conditioning about money that you may not know you have. Suppose I asked you if you have a (Learn more!)
5 Reasons to Embrace Change in Retirement
Nothing is so painful to the human mind as a great and sudden change.” ― Mary Shelley, Frankenstein Change is unavoidable. For this reason, if we want to be happy retirees, we must embrace change with gusto like never before. We should commit to thriving, (Learn more!)
I’m a Homemaker – Can I Collect Social Security Benefits if I’ve Never Worked?
You are most likely wrong if you think you don’t meet the qualifications to collect Social Security benefits. Whether you call yourself a homemaker, a housewife, or a stay-at-home mom, you are entitled to collect Social Security spousal benefits – even if you’ve never worked (Learn more!)
What is a Self-Reliant Retiree?
One of the biggest mistakes couples make when they are considering retirement is that they do what’s popular instead of being self-reliant. They conform to what financial planners, friends, in-laws, and even Millennial bloggers say they should do. Most of what these know-it-all-do-gooders say is (Learn more!)
Is My Pension Safe? [Or, What Could Possibly go Wrong in the Next Twenty Years?]
Is your pension safe? Sure, until it’s not! Do you know who manages your pension and who they work for? Most likely, the answer to both questions is “I don’t know”. I may not know who manages your account, but I’m pretty darn sure that, (Learn more!)
Don’t Compromise with Your Spouse on Retirement Plans
If you want to have a harmonious retirement with your spouse, forget the notion of compromise. Yes, that is exactly what I said! I don’t think you should compromise with your spouse on retirement plans. Even though we have been taught from childhood that compromise (Learn more!)
Causes of Pre-Retirement Anxiety and Natural Remedies for Coping
Are you feeling anxious about retirement? Do you find it difficult to calm your mind from worrying thoughts? It may be difficult to relax when negative thoughts about your future keep popping up – thoughts of how you can’t quit your job or don’t have (Learn more!)
15 Free Online Sites for Retirees to Learn at Home
Are you a retiree ready to learn at home for free? Excellent! Learning at home is a great way to educate yourself at your own pace. Plus, it’s budget-friendly for retirees. Not to mention the fact that learning keeps our brains sharp as we age! (Learn more!)
What is Work Camping? On the Road to Retirement
What is work camping? Imagine stepping out of your door each morning into the crisp fresh air. While taking a deep breath, you close your eyes and listen to the sounds of nature unfolding. The day progresses, and while you fulfill your job requirements, you (Learn more!)
Tips if Your Husband Wants to Retire and Move, but You Don’t
By 2030, all baby boomers will have turned 65. Most will have retired; many will have downsized to save money, and others will have moved to follow their dreams. For couples, the retirement transition was likely stressful. Whether to stay put or where to move (Learn more!)
Kid Tested Ideas for Long-Distance Grandparenting
Long-distance grandparenting is a challenge. I know because I am a long-distance Sweet Mom, Grandma, and Gran. As a long-distance grandmother, I’ve learned some things about how to bond with grandchildren from afar. I believe my time-tested ideas for long-distance grandparenting will help you lessen (Learn more!)
How Can I Retire Happy? Get Your Wife On Board!
If you want to retire happy, get your wife on board. It’s easy to imagine scenarios of blissful golden years. Just choose the life that suits you and your budget. Do you want to travel to, or live by the beach, or lake, or maybe (Learn more!)
Best Yoga and Workout Videos for Women Over 60 who Want to Look Hot
Do you remember the scene in the movie Fried Green Tomatoes in which Evelyn Couch declares that she cannot even see her own…well, you know? If you don’t remember or haven’t seen the movie, let me explain. Evelyn’s put on a few pounds. Over time (Learn more!)
Can I Still Retire if the Stock Market Crashes?
Can I Still Retire if the Stock Market Crashes? Many wonder if a downturn in the stock market will delay or ruin their retirement plan. It’s safe to assume that anyone depending on growth in an overvalued market is either stupid or desperate. When a (Learn more!)
What Type of Grandparent are You?
It seems that many freely use their grandparent card when planning retirement. Applications range from eliminating the embarrassment of downsizing all the way to forcing one’s spouse into maintaining an opulent lifestyle. No one’s motives are ever challenged since we can’t really know another’s inner (Learn more!)
Retire Tipsy (How to Keep Your Vices and Still Retire)
Have your cake and eat (or drink) it too. After planning to downsize and simplify, your financial planner informs you that your portfolio is still 100K short to retire. Like a parent explaining economics to a college kid, he explains how your fifteen dollar per (Learn more!)
Why Baby Boomers Move to Walkable Towns
Baby boomers move to walkable towns because of the ideal experience and quality of life that’s offered. Does living in a quaint, but cosmopolitan town within walking distance to supermarkets, banking, shopping, and libraries sound attractive? Are biking trails and city parks on your “that (Learn more!)
KABOOM! Will 21st Century Boomers Pop or Become Rebel Retirees?
Remember the 1960s game, KABOOM? KABOOM, the balloon-busting game of the 1960s is available in reality format for twenty-first-century boomers. Remember how scary the anticipation of the balloon popping was, not to mention losing twenty spaces when it did? Every choice you made could put (Learn more!)
Retirement Travel – Not All Those Who Wander are Lost
Experience the Journey as well as the Destination Some people travel and others do not. By travel I mean, experiencing the journey as well as the destination. What can enrich us more than seeing, touching, tasting, smelling, and hearing the experience of a journey into (Learn more!)