Now that I’m retired, I have more time to ponder. You might say that pondering is my hobby. I once said that if I didn’t have to earn a living, I would sit around and ponder all day. Lately, I’ve been thinking about the future (Learn more!)
self-reliant
Best Retirement Advice for Uncertain Times
The best retirement advice for uncertain times is to rely on your judgment rather than on commission-driven “retirement experts”, or the advice of people on social media. Furthermore, retirement decisions based solely on money are like a time bomb waiting to explode. It’s the best (Learn more!)
Common Sense Advice for Older Adults [Coronavirus]
Years ago as a hurricane threatened the Gulf Coast of Louisiana, my sister-in-law and I conversed about human nature. People in our community were on high alert for good reason. Store shelves emptied fast of everyday staples like bread and milk. Everyone stocked up on (Learn more!)
How to Retire at 62 with Little Money [It’s About Value]
As Boomers, my husband and I know that people want to retire, but are worried about money. And with Just in Time Retirement – an innovative retirement lifestyle plan, you can. With the tips we offer, you have the freedom to develop a lifestyle to (Learn more!)
Retired and Bored? 50 Boredom Busters
Are you retired and bored; feeling like you’re in a rut? Not to worry! This is not the time for despair; this is the time to move out of your comfort zone, have some fun, and get inspired. With my list of 50 unique Boredom (Learn more!)
Retired? 7 Smart Reasons to Downsize to a Smaller Home
Lately, Rebel Retiree and I have been thinking about moving to a smaller home. Before going any further, let me add that we love the home we’re in, particularly its rural location and the abundance of wildlife we get to see in our yard. And (Learn more!)
How to Retire Well When You Don’t Have a Lot of Money (Value-Based Planning)
How to retire well is subjective because we all have different ideas of what defines retirement and what defines a comfortable lifestyle. Keeping that in mind, I have a practical solution for how to retire well when you don’t have a lot of money. It’s (Learn more!)
5 Smart Reasons to Claim Social Security Benefits at 62
Why do so many people claim Social Security benefits at 62 years of age, you might ask? Well, for those who have made that decision, the answer can attract a lot of negative opinions. As a matter of fact, some may feel hesitant to admit (Learn more!)
Eliminating Waste and the Cost of Ownership
Imagine that you retired today. How would you celebrate the occasion? The quintessential act is to embark on a journey with no timetable. After all, no one is expecting you at the office, ever again! One man that we met was embarking on his journey. (Learn more!)
Should I Move to a 55+ Retirement Community [Why I Wouldn’t]
Different strokes for different folks. While 55-plus retirement communities might appeal to some, they aren’t for me. Despite well-oiled sales pitches and attractive adverts with beautiful stock photos of sunshine, palm trees, and smiling people, the idea of living in a gated community with others (Learn more!)
Should I Buy a New Car Before I Retire [Consider This First]
The answer to the question, “Should I buy a new car before I retire” is a resounding no! You may be thinking it’s prudent to repair the house, get your teeth fixed, and so on before you retire. But, think about it. Be reasonable. Do (Learn more!)
What Was Retirement Like Before Social Security
Many conclude that retirement before Social Security was horrible, but was it? For nearly 250 years during colonial times, on the frontier, and until the late 1890s, families made their living in rural farm communities. The family unit was self-reliant and self-sufficient. They did not (Learn more!)
Nutritional Benefits of Cucumbers for Healthier Aging
Part of our self-reliant-retirement-lifestyle is growing our own organic vegetables. It helps to round out our food budget without having to pay high prices at the supermarket for organically grown. But, what I truly love are the many health benefits that home-grown vegetables provide. (Find (Learn more!)
What is it Like to be Debt-Free? 8 Traits of a Debt-Free Retiree
In a world where the average baby boomer enters retirement with mortgage payments, car notes, credit card debt, and sometimes student loans, debt-free retirees are free from the burden and struggle that debt can cause. Living debt-free is liberating but requires certain traits such as (Learn more!)
What is a Self-Reliant Retiree?
One of the biggest mistakes couples make when they are considering retirement is that they do what’s popular instead of being self-reliant. They conform to what financial planners, friends, in-laws, and even Millennial bloggers say they should do. Most of what these know-it-all-do-gooders say is (Learn more!)
Is My Pension Safe? [Or, What Could Possibly go Wrong in the Next Twenty Years?]
Is your pension safe? Sure, until it’s not! Do you know who manages your pension and who they work for? Most likely, the answer to both questions is “I don’t know”. I may not know who manages your account, but I’m pretty darn sure that, (Learn more!)
15 Free Online Sites for Retirees to Learn at Home
Are you a retiree ready to learn at home for free? Excellent! Learning at home is a great way to educate yourself at your own pace. Plus, it’s budget-friendly for retirees. Not to mention the fact that learning keeps our brains sharp as we age! (Learn more!)
What is Work Camping? On the Road to Retirement
What is work camping? Imagine stepping out of your door each morning into the crisp fresh air. While taking a deep breath, you close your eyes and listen to the sounds of nature unfolding. The day progresses, and while you fulfill your job requirements, you (Learn more!)
6 Benefits of Vegetable Gardening in Retirement
Do you want to add value to your retirement budget? And stay mentally and physically active in retirement? Then, vegetable gardening is your answer! Simply sow the seeds, then reap the powerful benefits of vegetable gardening. Let’s take a look at how you can do (Learn more!)
Why Baby Boomers Move to Walkable Towns
Baby boomers move to walkable towns because of the ideal experience and quality of life that’s offered. Does living in a quaint, but cosmopolitan town within walking distance to supermarkets, banking, shopping, and libraries sound attractive? Are biking trails and city parks on your “that (Learn more!)
Is Living Off-Grid an Option for Retirement?
Is Living Off-Grid an Option for Retirement? Are you dreaming of living off-grid, or asked yourself the question, “Is living off-grid an option for retirement?” If you live in an urban area and have yearned for a simpler life, moving out of town and becoming (Learn more!)