Peer pressure can cause problems with retirement plans because it makes you afraid to follow your heart. Knowing yourself, affirming your decisions, and having confidence in your retirement plans will conquer peer pressure.

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With value-based retirement planning, you are in charge of the results – not your financial adviser, or the fluctuations of the stock market.

Value-based retirement planning is based on the idea that you plan your retirement around what you value and eliminate what you don’t.

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Self-reliant retirees believe in themselves. They are independent thinkers who trust their own judgment. They are non-conformist and have the ability to go against the status quo. Rather than concerning themselves with what others are doing, they are confident in making decisions that others would consider unpopular.

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Imagine that you retired today. How would you celebrate the occasion?

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Regardless of the kind of change we experience, embracing it will lead to a happier, more contented retirement. When we live with the knowledge that change is going to happen, regardless of what we do, we release our fears and find contentment living within the field of all possibilities.

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I may not know who manages your account, but I’m pretty darn sure that, when the shit hits the fan, everybody will be working for themselves.

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