Here's what we think.

Hi, welcome to Rebel Retirement! We're Marlene and David, and this is what we think about retirement. In an ideal world, we would have all the money we want to carry us from birth through death. However, that's not the case for most people of our generation. Furthermore, unless you have a crystal ball, no one knows what the future holds. Life has no guarantees. Putting off retirement because of money isn't smart.

At Rebel Retirement, our mission is to share empowering content for independent individuals who know what they value and choose freedom over following the crowd. Striving to empower our generation, our articles reflect a lifestyle promoting positivity and encouragement for living your retirement dreams.

Are you retired or near retirement and worried about your financial future? Not sure your savings will last? Lost money in the stock market? Ups and downs prevent you from saving as much as you would have liked. Don't know how or if you'll ever be able to retire? Our Just in Time Retirement series is for you! It's FREE.  Get started now!


JIT Retirement is a continuous improvement lifestyle plan.

Just in Time Retirement is a continuous improvement lifestyle retirement plan. It’s a value-driven plan that is effective for everyone whether you have a lot of money or a little.

Just in Time Retirement combines the Toyota Production System, the Law of Attraction, and the Power of Now to empower those who desperately want to retire, but fear they can’t because of money.

According to conventional wisdom, we are supposed to retire by “Ponzi Scheme”. Some imagine themselves as winners. Most feel pathetic and left out.

Read this first!

These principles apply to everyone. The retiree that fails to embrace the new paradigm, misses the opportunity to reap the rewards of “Just In Time Retirement”.

Read this second!

In order to grasp how Lean thinking works, I’ll briefly describe the concepts of 5S and Muda (the seven wastes) from the Toyota Production System.

Read this third!

We all fall into the trap of collecting things and neglect the mounting cost of ownership.

Read this fourth!


Live Debt Free. Be in Charge of Your Health. Be Self-Reliant.


Rebel Retirement

What is it Like to Be Debt-Free (Traits of Debt-Free Retirees)

 In a world where the average baby boomer enters retirement with mortgage payments, car notes, credit card debt, and sometimes student loans, the debt-free rebel retiree is free from the burden of money woes and the struggle that debt can cause.

Learn more!

Rebel Retirement

Plan Now for a Healthy Retirement

If you’re only thinking of financial planning when it comes to your retirement, you are making one of the biggest mistakes of your life. Your health should be more important than how much money you have in the bank.

Learn more!

Rebel Retirement

What is a Self-Reliant Retiree

Self-reliant retirees believe in themselves. They are independent thinkers who trust their own judgment. They are non-conformist and have the ability to go against the status quo.

Learn more!


"...if one advances confidently in the direction of his dreams, and endeavors to live the life which he has imagined, he will meet with a success unexpected in common hours.” - Henry David Thoreau


Patti Mork says, "We discovered your website a few years ago and it inspired us to pursue our dreams to retire early and move up to Lake Superior. We are making it happen and I want to thank you for your [Sic] everything you have shared online!"


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