If you’re like most baby boomers, you’ve probably experienced the feeling of having too much credit card debt. Maybe you’re carrying a balance from month to month, or perhaps you’ve been hit with an unexpected late fee or two. Either way, credit card debt can (Check it Out!)
Empowerment
The process of becoming stronger and more confident, especially in controlling one’s life.
Yes! Retire at 62 and Work Part-Time in Retirement
I think it’s an excellent idea to work part-time in retirement. It’s an especially sweet deal if you work and also take advantage of collecting Social Security benefits at 62. Additionally, working part-time in retirement can help you stretch your resources, whether yours are thick (Check it Out!)
Should I Move When I Retire – Only If You Have What it Takes
Should I move when I retire is a question often asked by retirees and those planning retirement. Equally important, I think, is the question, “How independent am I?” The question is very important because a strong sense of independence is essential for success for any (Check it Out!)
11 Items Retirees Should Get Before It’s Too Late
Now that I’m retired, I have more time to ponder. You might say that pondering is my hobby. I once said that if I didn’t have to earn a living, I would sit around and ponder all day. Lately, I’ve been thinking about the future (Check it Out!)
Does Social Security Contact You by Phone or Mail?
Are you confused as to how Social Security will contact you about retirement benefits? If case you are, you’re not alone. With that said, let me note that there are various methods the Social Security Administration uses for communication. It’s not complicated. Although we all (Check it Out!)
Perks: Retirement Has its Privileges in a Pandemic
Have you noticed that retirement has its privileges during the coronavirus pandemic? It may be difficult to imagine there are perks, especially as Americans and people around the globe continue to suffer deeply from the detrimental health and economic effects of Covid19. The pandemic has (Check it Out!)
Don’t Worry if You Exceed the Social Security Earnings Limit
Have you exceeded the yearly Social Security earnings limit? Or think you might? Don’t worry. I know from personal experience that returning the money to Social Security is painless and efficient. And I’m going to explain exactly how it works. But first, I’ll give you (Check it Out!)
How to Retire at 62 with Little Money [It’s About Value]
The best way to retire at 62 with little money is to think outside of the box and use the Just in Time Retirement method. It’s a value-based retirement plan and the way that we’ve managed our retirement for the past 15 years. Plus, you’ll (Check it Out!)
How Much Money Should You Have to Retire? [Try Value Based Planning]
How much money should you have to retire? That’s a difficult question to answer because it’s not always feasible for people to save. And, we all have different ideas of what defines retirement and what defines a comfortable lifestyle. For those reasons, if you’ve come (Check it Out!)
Why Do So Many People Claim Social Security at 62
Why do so many people claim Social Security at 62 is a common question. Although answering can draw a lot of negative strong opinions. Therefore, I think some baby boomers are reluctant to say they’ve claimed at 62, or will. My instincts tell me that (Check it Out!)
Eliminating Waste and the Cost of Ownership
Imagine that you retired today. How would you celebrate the occasion? The quintessential act is to embark on a journey with no timetable. After all, no one is expecting you at the office, ever again! One man that we met was embarking on his journey. (Check it Out!)
Should I Move to a 55+ Retirement Community [Why I Wouldn’t]
Different strokes for different folks, but I wouldn’t move to a 55+ retirement community. Although, if you look at their websites, they make quite a convincing argument for why you should. The stock photos are beautiful – sunshine, palm trees, lovely smiling people. They make (Check it Out!)
This is What Retirement Could Look Like if You’re Ready
5S and Muda – Crucial Tools for Just In Time Retirement For the older worker, a wage-paying job or career has no future. Using it to build an inventory (waste) of wealth to provide for an unknowable future hampers one from adding value to the (Check it Out!)
Just in Time Retirement in a Just in Time World
How do you teach an old dog new tricks? In most cases, maybe you can’t. The way we conduct business has changed fundamentally over the last 30 years. Those that adopted these changes have the opportunity to thrive and those that couldn’t adapt to the (Check it Out!)
Solutions if you Didn’t Save Enough for Retirement
If you’re a baby boomer who didn’t save enough for retirement or lost your savings in the stock market crash of 2008, you’re not alone – an estimated 45% of boomers have zero savings for their retirement. If you’re looking for a practical solution to (Check it Out!)
A Generation Lost In Space
How to retire? Amass a huge inventory of wealth and then go on a spending spree until you die. This wealth is not to be built by normal means, it can only grow by speculating that others, just as ignorant, will continue to push the (Check it Out!)
Is it Better to Take Social Security at 62 or Wait [Do the Math]
Are you listening to the media and planning to work indefinitely building your retirement nest egg? Are you waiting until age 70 to apply for Social Security benefits so you can get the highest monthly payout? Waiting until 70 is not necessarily the best idea. (Check it Out!)
What Happens to Old People Who Don’t Save for Retirement?
Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each. –Christopher Rice ___________________________________ “What happens to old people who don’t save for retirement?” Answers to questions like this one are usually (Check it Out!)
What is it Like to be Debt-Free? 8 Traits of a Debt-Free Retiree
There’s a natural high that everyone experiences when they are unencumbered by debt! I can tell you that it’s a great feeling to be debt-free! If you desire to live debt-free, you’re on the right track to becoming a rebel retiree. In a world where (Check it Out!)
Are you Afraid to Retire? Conquer Peer Pressure!
Are you afraid to retire because of peer pressure? Unless you’ve learned to successfully conquer peer pressure, you are still conforming to its negative ideology, including behaving in ways that your peer group thinks you should about your retirement. Before the peer group, your life (Check it Out!)
How to Solve the Poverty Consciousness Trap in Retirement
Poverty consciousness, also known as scarcity mindset, is the belief that you’ll never have enough money, or that the flow of money is limited. It’s the subtle conditioning about money that you may not know you have. Suppose I asked you if you have a (Check it Out!)