In a world where the average baby boomer enters retirement with mortgage payments, car notes, credit card debt, and sometimes student loans, debt-free retirees are free from the burden and struggle that debt can cause. Living debt-free is liberating but requires certain traits such as (Learn more!)
Empowerment
The process of becoming stronger and more confident, especially in controlling one’s life.
The Influence of Peer Pressure on Retirement Plans
Unless you have successfully overcome peer pressure, you may still be conforming to its negative influences, including behaving in ways that your peer group expects regarding your retirement. Before the peer group’s influence, your life was carefree. You were content with simple pleasures, unconcerned with (Learn more!)
How to Solve the Poverty Consciousness Trap in Retirement
Poverty consciousness, also known as scarcity mindset, is the belief that you’ll never have enough money, or that the flow of money is limited. It’s the subtle conditioning about money that you may not know you have. Suppose I asked you if you have a (Learn more!)
5 Reasons to Embrace Change in Retirement
Nothing is so painful to the human mind as a great and sudden change.” ― Mary Shelley, Frankenstein Change is unavoidable. For this reason, if we want to be happy retirees, we must embrace change with gusto like never before. We should commit to thriving, (Learn more!)
Yes! Homemakers Collect Social Security Spousal Benefits
It’s important to remember that you may be eligible to collect Social Security Spousal benefits even if you have never worked outside the home. Whether you identify as a homemaker, housewife, or stay-at-home mom, you are eligible to receive Social Security spousal benefits. I know (Learn more!)
Is My Pension Safe? [Or, What Could Possibly go Wrong in the Next Twenty Years?]
Is your pension safe? Sure, until it’s not! Do you know who manages your pension and who they work for? Most likely, the answer to both questions is “I don’t know”. I may not know who manages your account, but I’m pretty darn sure that, (Learn more!)
What is Work Camping? On the Road to Retirement
What is work camping? Imagine stepping out of your door each morning into the crisp fresh air. While taking a deep breath, you close your eyes and listen to the sounds of nature unfolding. The day progresses, and while you fulfill your job requirements, you (Learn more!)
Tips if Your Husband Wants to Retire and Move, but You Don’t
By 2030, all baby boomers will have turned 65. Most will have retired; many will have downsized to save money, and others will have moved to follow their dreams. For couples, the retirement transition was likely stressful. Whether to stay put or where to move (Learn more!)
Kid Tested Ideas for Long-Distance Grandparenting
Long-distance grandparenting is a challenge. I know because I am a long-distance Sweet Mom, Grandma, and Gran. As a long-distance grandmother, I’ve learned some things about how to bond with grandchildren from afar. I believe my time-tested ideas for long-distance grandparenting will help you lessen (Learn more!)
How Can I Retire Happy? Get Your Wife On Board!
If you want to retire happy, get your wife on board. It’s easy to imagine scenarios of blissful golden years. Just choose the life that suits you and your budget. Do you want to travel to, or live by the beach, or lake, or maybe (Learn more!)
Can I Still Retire if the Stock Market Crashes?
Can I Still Retire if the Stock Market Crashes? Many wonder if a downturn in the stock market will delay or ruin their retirement plan. It’s safe to assume that anyone depending on growth in an overvalued market is either stupid or desperate. When a (Learn more!)
Retire Tipsy (How to Keep Your Vices and Still Retire)
Have your cake and eat (or drink) it too. After planning to downsize and simplify, your financial planner informs you that your portfolio is still 100K short to retire. Like a parent explaining economics to a college kid, he explains how your fifteen dollar per (Learn more!)
KABOOM! Will 21st Century Boomers Pop or Become Rebel Retirees?
Remember the 1960s game, KABOOM? KABOOM, the balloon-busting game of the 1960s is available in reality format for twenty-first-century boomers. Remember how scary the anticipation of the balloon popping was, not to mention losing twenty spaces when it did? Every choice you made could put (Learn more!)
Retirement Travel – Not All Those Who Wander are Lost
Experience the Journey as well as the Destination Some people travel and others do not. By travel I mean, experiencing the journey as well as the destination. What can enrich us more than seeing, touching, tasting, smelling, and hearing the experience of a journey into (Learn more!)
The Grass is Greener – Find a Retirement Haven That Suits You!
Find a retirement haven that suits you. Just because you were born somewhere, doesn’t mean that you have to die there! After leaving the rat race, you might want to settle down in paradise. Is the grass greener on the other side of the fence? (Learn more!)
Forty years a slave – Tips on Becoming a Rebel Retiree
Do you love your job and the lifestyle it provides so much that you will sacrifice all hope of freedom? I hope not! But I wouldn’t be surprised if you did. Did the twenty-year-old-you worry about insurance or having money for the next twenty years? (Learn more!)
Runaway Retiree – Don’t Move to be Cheap, Fulfill Your Lifelong Dreams!
Are you a runaway retiree moving away to be cheap? We’ve all read about the most desirable retirement locales with great hospitals and low housing costs. When I see these lists, I see people accepting defeat and leaving behind all that they cherish to be (Learn more!)
Should I Retire My Boomer? 5 Reasons Why Retiring Your Boomer is Awesome!
1. Retiring your boomer keeps them happy. Most boomers are crazy about under-employment. For boomers, there’s something about the feeling of the grass under their feet and the wind in their whiskers that is stimulating and satisfying. Boomers who spend all of their time at (Learn more!)