The greatest wealth is health” – Roman Poet, Virgil
Plan Now for a Healthy Retirement
If you’re only thinking of financial planning when it comes to your retirement, you are making one of the biggest mistakes of your life. Your health should be more important than how much money you have in the bank. Money cannot buy happiness, health, or well-being.
And you didn’t get to this point in your life without knowing that. However, a number of people reaching retirement age take better care of their portfolios than they do of their health.
It’s essential to plan now for a vibrant, energetic, and healthy retirement!
Why you should plan now for a healthy retirement.
While working out on the treadmill, I listened to a Youtube video with Joe Rogan and Dan Carlin.
(In case you don’t know, Joe is an American stand-up comedian and podcast host and Dan is an American political commentator and podcaster.)
Their 33-minute conversation was inspirational and just long enough to keep me motivated while walking on the boring treadmill.
The talking point of the exchange was creating a life that you actually want to live (If you would like to listen to the video, you can find it here.)
The gist of it was that people spend their lives doing “soul-crushing” work which leads to unfulfilling lives.
They encouraged people to strike out on their own instead of becoming ordinary drone workers.
For instance, regardless of how old you are, work for yourself, become an entrepreneur! Find a passion project and nourish it.
In short, that’s the powerful path to true personal and financial freedom.
What Does This Have to do With Retirees and Health?
Towards the end of the video, Dan mentioned energy levels in reference to people starting over. In his opinion, not enough is said about the lack of energy people have as they age.
I think he was trying to make a point that you should not wait forever to take action in working towards your dreams.
He told an anecdotal story about a buddy of his who feels like he screwed up his life because he didn’t take enough chances. Now at the age of 50, he no longer feels motivated “energy-wise” to do anything about it.
Joe chimed in at this point to say that the guy needs to fix his health.
Yes! I agree. Fix his health and his energy level will rise. I wholeheartedly agree with that opinion.
After hearing that, I decided to address the importance of planning for a healthy retirement.
Fifty is far too young to be looking towards the rocking chair on the porch.
Thus, taking care of your body is an essential ingredient to a successful retirement.
With that said, let’s take a look at when you should prepare for a healthy retirement.
When is the Best Time to Plan for a Healthy Retirement?
The fundamental answer is now, because, as they say, there is no time like the present.
Regardless of your age, whether you are 40, 50, or 60, if you are planning to retire someday, factoring in your health is a must.
And let me be clear. I don’t mean factoring in the costs of health care.
It requires a bit of discipline and taking care of your health is a lifelong project. However, it’s never too late to start because today is the first day of the rest of your life!
Besides, the results are worth it.
Why Should I Prepare Now for a Healthy Retirement?
Because you’ll be happier, and poor health can wreck your best retirement plans.
You want to:
- Have joint flexibility
- Display energy and enthusiasm about life
- Have leg strength to rise from a chair without moaning and groaning
- Walk with a spring in your step instead of shuffling around
- Be strong enough to open a jar of pickles
Perhaps hiking, biking, and canoeing are on your list of things to do because you’ll have the time. Maybe you want to take a walking tour of an ancient city or hike around a must-see national park.
It requires a certain amount of strength and energy to do these things, and you want to be prepared when the opportunity arises.
If you are only saving money for your retirement, you are overlooking the fact that you need a healthy body to enjoy it.
I dare say that no one has ever heard anyone say that money is more important than health.
Plan for a healthy retirement. Because when you feel good, the world of possibilities is endless.
Your Body is Where You Live
Simple steps you can take to increase energy and live longer.
No one escapes the aging process. However, studies have shown that it’s not simply a toss of the dice as to how well you age.
It’s been proven that making simple changes in your lifestyle can increase your longevity, and improve your quality of life.
- Even if you are overweight, a brisk walk for 75 minutes a week can extend your life by 2 to 3 years.
- Resistance training either with free weights or your own body weight will help you maintain your physical strength and bone mass.
- A simple activity such as daily gardening can help lower your risk of dementia
These are not time-sucking activities, so there is really no excuse to not add them to your regular routine.
Make the time. Exercise your body. It’s the key to a happy and healthy retirement.
Financial planning for your retirement, yet ignoring your health is a mistake. Without health, you cannot enjoy all of the opportunities that retirement affords. Simple exercises such as walking and resistance training can increase your longevity, and improve your quality of life.
Updated for clarity: 10/11/21
Sources: Live Science, PLOS
What have you done to prepare for a healthy retirement? Let us know in the comments below!