Rest assured that if you’ve exceeded the annual Social Security earnings limit, or think you might, returning the money to Social Security is painless and efficient. I know this from experience. In the following text, I will explain how it works. But first, let me provide you with some background information. Working Part-Time at 62 (Learn more!)
Posts by Yoga Woman
As co-founder of Rebel Retirement, Marlene Crusta's mission is to empower her readers to be self-reliant, embrace change, and practice Yoga to maintain overall health and well-being.
![How to Retire at 62 with Little Money [It's About Value]](https://i0.wp.com/rebelretirement.com/wp-content/uploads/2020/01/How-to-Retire-with-Little-Money.jpg?fit=768%2C576&ssl=1)
How to Retire at 62 with Little Money [It’s About Value]
We know that people want to retire, but are worried about money. We retired early and think you can do that as well with Just-in-Time Retirement – an innovative retirement lifestyle plan we started based on our experience. With the tips we offer, you have the freedom to devise a lifestyle to fit your needs. (Learn more!)
10 Positive Lifestyle Choices for a Healthier Retirement
Many of us are probably thinking about setting some goals for a healthier, happier retirement. Maybe you’re planning to start a new exercise routine, or finally get serious about eating more vegetables and less junk food. That’s great! For me? I’ve decided to dive deeper into my Kundalini Yoga practice. I love the way it (Learn more!)
Retired and Bored? 50 Boredom Busters
Are you retired and bored; feeling like you’re in a rut? Not to worry! This is not the time for despair; this is the time to move out of your comfort zone, have some fun, and get inspired. With my list of 50 unique Boredom Busters, you’ll be inspired to try something new and pull (Learn more!)
Retired? 7 Smart Reasons to Downsize to a Smaller Home
Lately, Rebel Retiree and I have been thinking about moving to a smaller home. Before going any further, let me add that we love the home we’re in, particularly its rural location and the abundance of wildlife we get to see in our yard. And with its big, roomy floor plan, each of us has (Learn more!)
5 Smart Reasons to Claim Social Security Benefits at 62
Why do so many people claim Social Security benefits at 62 years of age, you might ask? For those who have made that decision, the answer can attract many negative opinions. Some may feel hesitant to admit that they claimed at 62 or are planning to do so. It could be a source of embarrassment (Learn more!)
![[Home Exchange]Affordable Travel for Retirees](https://i2.wp.com/rebelretirement.com/wp-content/uploads/2019/10/Home-Exchange-min.jpg?fit=768%2C576&ssl=1)
[Home Exchange]Affordable Travel for Retirees
If you had your druthers, how would you spend your retirement? Many people answer that they would like to travel – to experience foreign countries, see exotic landscapes, or visit all of America’s national parks. However, traveling can be expensive. It’s only a dream for many retirees. They simply cannot justify its costs. Although it (Learn more!)
Help Your Husband Overcome Fear of Retirement Boredom
Fear of retirement boredom is a serious problem for many men. In fact, a number of them will delay retirement for fear of boredom. Furthermore, a large number of retirees claim they are bored out of their minds after only 6 months to a year after retiring. At a time in their lives when they (Learn more!)
![Should I Move to a 55+ Retirement Community [Why I Wouldn't]](https://i1.wp.com/rebelretirement.com/wp-content/uploads/2019/08/Should-I-Move-to-a-55-Community_-min.jpg?fit=768%2C576&ssl=1)
Should I Move to a 55+ Retirement Community [Why I Wouldn’t]
Different strokes for different folks. While 55-plus retirement communities might appeal to some, they aren’t for me. Despite well-oiled sales pitches and attractive adverts with beautiful stock photos of sunshine, palm trees, and smiling people, the idea of living in a gated community with others my age sounds like the first step to a nursing (Learn more!)
![Should I Buy a New Car Before I Retire [Consider This First]](https://i2.wp.com/rebelretirement.com/wp-content/uploads/2019/07/Should-I-Buy-a-New-Car-Before-I-Retire_-1-min-1.jpg?fit=768%2C576&ssl=1)
Should I Buy a New Car Before I Retire [Consider This First]
The answer to the question, “Should I buy a new car before I retire” is a resounding no! You may be thinking it’s prudent to repair the house, get your teeth fixed, and so on before you retire. But, think about it. Be reasonable. Do you intend to buy everything you will ever want or (Learn more!)
The Truth About Superfoods and Healthy Aging
Foods and products labeled superfoods are not the answer to healthy aging. In this article, I explain why. We’ve all heard the buzzword “superfoods”. And you may already realize that the food industry uses this term to influence your buying habits. Furthermore, if you’re on social media or use the internet in any way, you’ve (Learn more!)
Can Whole 30 Diet Relieve Joint Pain? A Testimonial
I’d never heard of Whole 30 until a childhood friend posted his opinion of it on Facebook. Because of his super-positive experience, he wanted to share it with friends. He posted pictures of himself looking trim and fit. And although Whole 30 is not a weight loss diet, he said he lost weight without exercising. (Learn more!)
Causes of Morning Joint Stiffness – Plus Tips and Tricks for Relief
If you’re like me, you’ve experienced some kind of morning joint stiffness. Rest assured, though, the cause of morning joint stiffness isn’t necessarily because of arthritis or another dreaded condition. While our bodies naturally change as we age, and achy joints tend to increase as we get older, there are several reasons why we may (Learn more!)
Solutions if you Didn’t Save Enough for Retirement
Are you a Baby Boomer or Gen Xer who didn’t save enough for retirement or lost your savings in the stock market crash of 2008? If so, you’re not alone. An estimated 40% to 45% of this age group have zero savings for their retirement. This article is for you if you’re looking for a (Learn more!)
![The Secret to a Long Life [Benefits of Cross Country Skiing]](https://i2.wp.com/rebelretirement.com/wp-content/uploads/2019/03/Cross-country-skiing-for-old-people-1-min.jpg?fit=768%2C576&ssl=1)
The Secret to a Long Life [Benefits of Cross Country Skiing]
Apparently, the woman understood the secret to a long life through the benefits of cross-country skiing for older people. “It’s a beautiful day for a workout,” she said as she glided past me skiing with ease like a woman 20 years her junior. My last cross-country skiing adventure was completely invigorating! By the end of (Learn more!)
Coping with Top 9 Stressors of Retirement
There’s a unique set of challenges that come with retirement. So, yes, retirement can cause stress. But, stress is a normal part of life. However, with retirement comes aging. This combination may test us more than any other life-changing event we’ve encountered up to this point. We’ll face many changes during the next phase of (Learn more!)
![Should I Take Social Security at 62 or Wait [Do the Math]](https://i2.wp.com/rebelretirement.com/wp-content/uploads/2019/02/How-Yoga-Relieves-Stress-and-Yoga-Anxiety-min.jpg?fit=768%2C576&ssl=1)
Should I Take Social Security at 62 or Wait [Do the Math]
Are you basing your retirement plan on advice from the media, thinking you’ll work forever to build the ultimate nest egg? Are you delaying Social Security until age 70 for that bigger monthly payout? Here’s a thought: Waiting until 70 might not be your best move. In this article, I’ll break down why claiming Social (Learn more!)
What Was Retirement Like Before Social Security
Many conclude that retirement before Social Security was horrible, but was it? For nearly 250 years during colonial times, on the frontier, and until the late 1890s, families made their living in rural farm communities. The family unit was self-reliant and self-sufficient. They did not rely on others for their livelihood. Times were tough, but (Learn more!)
How Yoga Relieves Stress and Anxiety in Older Adults
Our bodies are nothing short of miraculous machines. And, the answers to how yoga relieves stress and anxiety in older adults are indeed remarkable. I love yoga anytime. But when I’m stressed, I always go to the mat. It calms me and keeps me sane. By the time you finish reading this article, you’ll feel great (Learn more!)
What Happens to Old People Who Don’t Save for Retirement?
(Author’s Opinion) What happens to old people who don’t save for retirement? Typically, responses to these questions tend to be pessimistic. Why is this the case? Because so many people only see despair and deprivation when pondering this question. Unfortunately, they cannot see anything except misery, and lack. Retirees, often bitter about their circumstances, offer (Learn more!)
Nutritional Benefits of Cucumbers for Healthier Aging
Part of our self-reliant-retirement-lifestyle is growing our own organic vegetables. It helps to round out our food budget without having to pay high prices at the supermarket for organically grown. But, what I truly love are the many health benefits that home-grown vegetables provide. (Find out how a vegetable garden can benefit you.) Summer of (Learn more!)